Internal Fraud Risk Management Conference in Bucharest Bucharest, March 19, 2008 Conference on Get Proactive about Internal Fraud Who? Did What? To Which Account? From Where? When? For How Long? In What Frequency? How? Participants: Petru Rares – President, Romanian Banking Institute Bogdan Cocora – General

Internal Fraud Risk Global Statistics – Intellinx Orna Mintz-Dov – CEO, Intellinx Bucharest, March 19, 2008 Conference on Get Proactive about Internal Fraud Who? Did What? To Which Account? From Where? When? For How Long? In What Frequency? How? Participants: Petru Rares – President, Romanian Banking